Services We Offer
We are a fee only fiduciary advisor group which means we do not earn a commission nor do we sell you any products.
First and foremost it is important to understand that the services offered at COMEL Financial are all exclusively fee-based. We do not earn any commissions selling you products or services. Any fee is discussed and agreed upon upfront in a transparent manner and is intended to reflect the time and effort that our financial advisors expend working on your behalf.
All advisors working for the firm are fiduciaries, legally and ethically bound to put your financial success above all else.
Financial Planning
We recognize that there is not a one size fits all strategy when it comes to financial planning. Each client is a unique case involving their own personal circumstances, including: stage of life, current income, debt, expenses, future expected expenses, dependent care, insurance needs, etc.
We take a careful and collaborative approach to understanding your needs and ultimately delivering a detailed written plan that is understandable, realistic, achievable, and helps you to realize your financial goals. We do this through a multi-step process.
Investment Management
Many clients prefer to have COMEL Financial professionally manage their investments for a number of reasons. Some clients may not want to deal with managing their investments while some may be looking to increase returns beyond a certain benchmark. All clients who use our investment management services also get financial planning services, including a written Financial Plan (noted above) annually. The investment strategy of your funds is unique to your specific financial circumstances, goals, and risk tolerance and is not a one size fits all approach to investing.
Clients are provided quarterly update statements and have unlimited access to COMEL Financial advisors for any questions they have.
The typical minimum assets for investment management are $500,000. Management Fees range from an annual rate of 0.75% to 1.5% and are based on the total value of assets under management.